Terms of Service

Last updated October 29, 2026 · Company: Nuvent66 LLC, a Wisconsin limited liability company, doing business as TitleFiled ("TitleFiled", "we") · Contact: nuvent66@gmail.com

1. What we do

TitleFiled is a document-preparation service. You tell us your situation, and we prepare the forms WisDOT publishes for it, filled in with the information you give us, along with a checklist of what to include and a tracker for your case. You review, sign and mail your package to WisDOT yourself. We do not file, submit or transmit anything to WisDOT or any other agency.

If WisDOT decides your vehicle needs a surety bond, it sends you a letter with the amount. You buy the bond yourself from a licensed surety and send it to WisDOT. If you send us a copy, we use it only to update your case tracker.

We also sell a do-it-yourself kit, described in Section 4.2. We currently serve Wisconsin only.

2. What we are not

TitleFiled is not a law firm, does not provide legal advice, and is not a government agency. We are not affiliated with, authorized by, or endorsed by the Wisconsin Department of Transportation (WisDOT), any DMV, or any government entity. Using TitleFiled does not create an attorney-client relationship. We prepare documents at your direction using the information you give us; we exercise no legal judgment, do not select forms for you based on legal analysis of your situation, and do not advise you on your rights. We do not guarantee that any government agency will approve or issue a title.

We are not an insurance agent, broker, or intermediary. TitleFiled holds no Wisconsin insurance-intermediary license (Wis. Stat. § 628.03) and does not sell, place, procure, apply for, solicit, negotiate, or bind any surety bond or insurance product.

3. Your responsibilities

You agree to (a) provide accurate, complete information and documents; (b) confirm you are the lawful possessor or owner entitled to apply for a title for the vehicle; (c) authorize us to prepare documents at your direction for you to review, sign and mail yourself; (d) sign every form yourself, including any odometer disclosure your vehicle requires, because we never sign a form for you; and (e) comply with all applicable laws. Misrepresentation may be a crime and will result in termination.

4. Fees and refunds

Please read this section carefully. It limits when you can get your money back.

Summary in plain English, for the done-for-you service: Cancel before we start preparing your packet: full refund. After we start, and before we deliver your completed packet to you: we keep a $49 administrative fee and refund the rest. Once we have delivered your completed packet to you: our fee is not refundable. Separately, you can cancel within 3 business days for a full refund, no matter what.

The $97 DIY kit is a final sale; see Section 4.2.

Service fee: $299 for any situation, bonded titles included, charged at checkout through Stripe. It covers preparing your documents and tracking your case.
$99 optional rush preparation: your packet is prepared ahead of the standard queue. If we do not, the $99 is refunded. The state sets its own processing time.
State and government fees are separate and are your responsibility. The Wisconsin certificate-of-title fee is $214.50, made up of the $207 base title fee plus the $7.50 supplemental title fee under Wis. Stat. § 342.14. County, tax, and other agency fees may also apply. Our fee does not include any of these; they are paid to the agency, not to us.
Surety bonds: TitleFiled does not sell, issue, broker, place, procure, apply for, or collect premiums for surety bonds, and receives no compensation of any kind, direct or indirect, from any surety, insurer, producer, or intermediary. No part of our fee depends on whether you buy a bond, from whom, or in what amount. Where a bonded title requires a bond, you obtain it directly from a licensed surety producer of your choosing and pay the premium directly to them. We do not advise you on bond amounts or coverage; we may restate the bond amount WisDOT itself determines or that Wisconsin law prescribes. Bond premiums are governed by that provider's terms and are not refundable through TitleFiled.

4.1 Refund policy for the done-for-you service

Cancel before we start preparing your packet: full refund.

After we start, and before we deliver your completed packet to you: we keep a $49 administrative fee and refund the rest. The $49 covers the preparation work already done on your packet.

Once we have delivered your completed packet to you: our fee is not refundable.

Separately, you can cancel within 3 business days for a full refund, no matter what. See Section 5.

$99 optional rush preparation: your packet is prepared ahead of the standard queue. If we do not, the $99 is refunded. The state sets its own processing time.

To cancel, email nuvent66@gmail.com with your case number. Government fees and bond premiums are paid to the agency or the surety, not to us, and are not refundable through TitleFiled.

4.2 DIY kit ($97)

The Wisconsin bonded title kit is a digital information product: a downloadable PDF guide. It is not the done-for-you service. When you buy the kit, we do not prepare documents for you, review your forms, or track a case.

Price and payment: $97, paid on Stripe's checkout page, which shows our company name, Nuvent66 LLC.
Delivery: you can download the kit right after payment, and we also email you a download link.
License: the kit is licensed to you for your own personal use. You may print it. You may not resell, share, or republish it.
Informational only: the kit is general information. It is not legal advice, we are not a law firm, and we are not affiliated with WisDOT or any government agency. We do not guarantee that WisDOT will approve any application.
All kit sales are final: because the kit is a digital download you get instantly, we do not offer refunds on it. If you cannot download the kit or the file is damaged, email us at nuvent66@gmail.com and we will send you a working copy.
Which terms apply: by completing a kit purchase you agree to these Terms, including arbitration under Section 9. The refund policy in Section 4.1, the checkout acknowledgment in Section 4.3, and the right to cancel in Section 5 apply to the done-for-you service only.

4.3 Acknowledgment

For the done-for-you service, you must affirmatively acknowledge this refund policy at checkout, by checking the acknowledgment box, before your payment is taken. We record the date and time of that acknowledgment with your case, and you cannot pay until it is recorded.

4.4 Your rights under Wisconsin law are preserved

Nothing in this Section 4 waives, limits, or forecloses any remedy otherwise available to you under the Wisconsin Consumer Act, Wis. Stat. ch. 425, or under any other Wisconsin consumer-protection law. Where this Section conflicts with a right you have under Wisconsin law, Wisconsin law controls.

5. Customer's Right to Cancel

This section applies to the done-for-you service. It does not apply to the DIY kit, which is a final sale; see Section 4.2.

CUSTOMER'S RIGHT TO CANCEL

You may cancel this agreement by mailing a written notice to Nuvent66 LLC d/b/a TitleFiled, 4538 W. Howard Ave, Milwaukee, WI 53220 before midnight of the third business day after you signed this agreement.

What this means. Wisconsin's consumer-approval-transaction statute, Wis. Stat. §§ 423.201 to 423.203, gives consumers three business days to cancel certain transactions that are solicited or consummated away from the merchant's regular place of business. TitleFiled is an online service that collects its full fee up front, before the work is done. Rather than argue about whether the statute reaches us, we adopt a 3-business-day right to cancel as our standing policy.

How to cancel. Mail written notice to the address above, postmarked before midnight of the third business day after you agree to these Terms. You may also email nuvent66@gmail.com; we will honor a timely email as valid notice, but the mailed notice is the method the statute describes. You do not have to give a reason.

What you get back. If you cancel within this window, we refund 100% of our fee, regardless of whether we have begun preparing your documents. This right sits on top of Section 4 and, where the two differ, this Section controls in your favor.

6. No guarantee of outcome or timeline

Processing times are set by state and county agencies and are outside our control. We do not guarantee approval, a specific timeline, or a specific bond amount.

7. Compliance and verification

We may require identity verification and additional documents. Cases that cannot be verified may be paused for manual review or cancelled. Where vehicle-history data sources are used, we comply with their applicable use terms.

8. Limitation of liability

To the maximum extent permitted by law, our total liability is limited to the fees you paid us for the affected case or, for the DIY kit, the price you paid for the kit. We are not liable for indirect or consequential damages. This Section does not limit any liability that Wisconsin law does not permit us to limit, and does not affect your rights under the Wisconsin Consumer Act, Wis. Stat. ch. 425.

9. Dispute resolution and governing law

Please read. This section affects how disputes are resolved.

Plain-English summary: most disputes go to individual arbitration instead of court, and you give up the right to join a class action. But you keep the right to take your claim to Wisconsin small claims court instead, you keep every substantive right Wisconsin law gives you, and we pay all arbitration costs beyond a nominal filing fee when you are the one bringing the claim. This applies to the done-for-you service and to the DIY kit.

9.1 Arbitration. Except as stated in 9.2, any dispute arising out of or relating to these Terms, the service, or the DIY kit will be resolved by binding arbitration on an individual basis, administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules then in effect. Arbitration may be conducted by phone, by video, on written submissions, or in person in the Wisconsin county where you live, at your election.

9.2 You keep small claims court. Nothing in this Section prevents you from bringing an individual claim in Wisconsin small claims court (Wis. Stat. ch. 799) if your claim qualifies. Either of us may elect small claims court for a qualifying individual claim, and neither of us will move such a claim to arbitration.

9.3 Your substantive rights are not stripped. This Section changes only the forum in which a dispute is heard. It does not waive, shorten, or limit any substantive right, remedy, statutory damage, penalty, or fee-shifting provision available to you under Wisconsin law, including the Wisconsin Consumer Act, Wis. Stat. ch. 425. The arbitrator may award any relief a Wisconsin court could award on an individual basis.

9.4 Class-action waiver and savings clause. You and TitleFiled each waive any right to participate in a class, collective, consolidated, or representative action. If this waiver is found unenforceable or invalid as to any claim, or as to any request for public injunctive relief, then that claim (and only that claim) is severed from arbitration and proceeds in a Wisconsin court of competent jurisdiction; the remainder of this Section stays in force. If the class-action waiver is found unenforceable as to a claim that must proceed on a class basis, the arbitration agreement does not apply to that claim.

9.5 Costs. For any claim you bring as a consumer, TitleFiled pays all arbitration filing, administrative, and arbitrator fees beyond a nominal consumer filing fee capped at the amount you would pay to file the same claim in Wisconsin circuit court, whichever is less. You are never required to pay our attorney fees as a condition of arbitrating.

9.6 Governing law. These Terms are governed by the laws of the State of Wisconsin, without regard to conflict-of-laws rules.

9.7 Acknowledgment. For the done-for-you service, you must affirmatively acknowledge this arbitration section at checkout, by checking the acknowledgment box, before your payment is taken. For the DIY kit, completing the purchase is your agreement to this Section.

10. Termination

Either party may terminate per the refund policy in Section 4 and the right to cancel in Section 5. We may terminate for misrepresentation, unlawful use, or non-payment.

11. Changes

We may update these Terms; material changes will be posted with a new date at the top of this page. Questions: nuvent66@gmail.com.